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We owe Gina so much. She was there every step of the way to help us in our goal of home ownership...
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"It had to be fate that allowed us to meet you..."

"It had to be fate that allowed us to meet you at an open-house one afternoon. Your attitude from our first conversation put us at ease and your promises for listings matching our criteria were always kept. Your assistance with the paperwork and follow-up emails/telephone calls were always prompt, thorough and convenient. You showed compassion and care for our needs and interests which was greatly appreciated. Without reservation, we will recommend you and Remax to friends and colleagues for their real estate needs. In fact, we are already looking forward to working with you on our next purchase." 

Greg and Tillian, Land O Lakes FL

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Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
Q 
What is the world's longest frontier?

A 
At 3,987 kilometers (3,987 miles), the border between Canada and the U.S. is the longest in the world.
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The Undorf Team, REALTOR®, real estate agents and broker for Tampa, Land O' Lakes and Riverview, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

The Undorf Team
Remax ACR Elite Group

14823 North Dale Mabry Hwy
Tampa, FL 33618
Phone: 813-968-3653
Fax: 813-961-6016
Email: michelleundorf@NUMBER1EXPERT.com

CRS Equal Housing GRI MLS REALTOR


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